Terms of Use

Elsewhere Bank Terms Of Use

This website is provided by Elsewhere Bank and may be used for informational purposes only. By using the Site or downloading materials from the Site, you agree to abide by the terms and conditions set forth in this notice. If you do not agree to abide by these terms and conditions do not use the Site or download materials from the Site.

Limited license

Subject to the terms and conditions set forth in this Agreement, Elsewhere Bank grants you a non-exclusive, non-transferable, limited right to access, use and display this Site and the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the Site in any way.

Elsewhere Bank authorizes you to view and download the information (“Materials”) at this website (“Site”) only for your personal, non-commercial use. This authorization is not a transfer of title in the Materials and copies of the Materials and is subject to the following restrictions:

• You must retain, on all copies of the Materials downloaded, all copyright and other proprietary notices contained in the Materials.
• You may not modify the Materials in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose.
• You must not transfer the Materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions of use.

You agree to abide by all additional restrictions displayed on the Site as it may be updated from time to time. This Site, including all Materials, is copyrighted and protected by worldwide copyright laws and treaty provisions. You agree to comply with all copyright laws worldwide in your use of this Site and to prevent any unauthorized copying of the Materials. Except as expressly provided herein, Elsewhere Bank does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information.

Disclaimer

The materials may contain inaccuracies and typographical errors. Elsewhere Bank does not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the Site. You acknowledge that any reliance on any such opinion, advice, statement, memorandum, or information shall be at your sole risk. Elsewhere Bank reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the Site. Elsewhere Bank may make any other changes to the Site, the materials and the products, programs, services or prices (if any) described in the Site at any time without notice.

This Site, the information and materials on the Site, and the software made available on the Site, are provided “as is” without any representation or warranty, express or implied, of any kind, including, but not limited to, warranties of merchantability, noninfringement, or fitness for any particular purpose. Some jurisdictions do not allow for the exclusion of implied warranties, so the above exclusions may not apply to you.

Links to third party websites

Elsewhere Bank may provide access to information, products or services offered on websites that are owned or operated by other companies (“third party websites”). We provide this access through the use of hyperlinks that automatically move you from a Elsewhere Bank website to the third party site.

The universal web symbol indicates a link to an external website. All external links to websites beyond our control are marked with this symbol. In addition, all external links to websites not affiliated with Elsewhere Bank or its subsidiaries are indicated as such by an interactive tooltip.

While we do our best to provide you with helpful, trustworthy resources, Elsewhere Bank cannot endorse, approve or guarantee information, products, services or recommendations provided at a third party website. Because we may not always know when information on a linked site changes, Elsewhere Bank is not responsible for the content or accuracy of any third party website. Elsewhere Bank shall not be responsible for any loss or damage of any sort resulting from the use of a link on its websites nor will it be liable for any failure of products or services advertised or provided on these linked sites.

Elsewhere Bank offers you links on an “as is” basis. When you visit a third party website by using a link on a Elsewhere Bank site, you will no longer be protected by the Elsewhere Bank privacy policy or security practices. The data collection, use and protection practices of the linked site may differ from the practices of Elsewhere Bank sites. You should familiarize yourself with the privacy policy and security practices of the linked website. Those are the policies and practices that will apply to your use of the linked website, NOT the Elsewhere Bank policies and practices.

External links to the site

All links to the Site must be approved in writing by Elsewhere Bank, except that Elsewhere Bank consents to links in which:

• The link is a text-only link containing only the name “Elsewhere Bank.”
• The link “points” only to www.elsewherebank.com and not to deeper pages.
• The link, when activated by a user, displays that page full-screen in a fully operable and navigable browser window and not within a “frame” on the linked website.

The appearance, position, and other aspects of the link may neither create the false appearance that an entity or its activities or products are associated with or sponsored by Elsewhere Bank nor be such as to damage or dilute the goodwill associated with the name and trademarks of Elsewhere Bank or its Affiliates. Elsewhere Bank reserves the right to revoke this consent to link at any time in its sole discretion.

Information provided by you

Any personally identifiable information you may provide to Elsewhere Bank via this Site is protected by the Consumer Privacy Policy and Online Privacy Policy associated with this Site. Elsewhere Bank does not want you to, and you should not, send any confidential or proprietary information to Elsewhere Bank via the Site.

You agree that any information or materials that you or individuals acting on your behalf provide to Elsewhere Bank will not be considered confidential or proprietary. By providing any such information or materials to Elsewhere Bank, you grant to Elsewhere Bank an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, transmit and distribute such information and materials, and you further agree that Elsewhere Bank is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to Elsewhere Bank.

You further recognize that Elsewhere Bank does not want you to, and you warrant that you shall not, provide any information or materials to Elsewhere Bank that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another.

Limitations of damages

In no event shall Elsewhere Bank or any of its subsidiaries be liable to any entity for any direct, indirect, special, consequential or other damages (including, without limitation, any lost profits, business interruption, loss of information or programs or other data on your information handling system) that are related to the use of, or the inability to use, the content, materials, and functions of the site or any linked website, even if Elsewhere Bank is expressly advised of the possibility of such damages.

Changes

Elsewhere Bank reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Agreement in whole or in part, at any time. Changes in this Agreement will be effective when notice of such change is posted. Your continued use of the Site after any changes to this Agreement are posted will be considered acceptance of those changes.

Elsewhere Bank may terminate, change, suspend or discontinue any aspect of the Elsewhere Bank Site, including the availability of any features of the Site, at any time. Elsewhere Bank may also impose limits on certain features and services or restrict your access to parts or all of the Site without notice or liability. Elsewhere Bank may terminate the authorization, rights and license given above and, upon such termination, you shall immediately destroy all Materials.

International users and choice of law

This Site is controlled, operated and administered by Elsewhere Bank from its offices within the United States of America. Elsewhere Bank makes no representation that materials at this Site are appropriate or available for use at other locations outside of the United States and access to them from territories where their contents are illegal is prohibited. You may not use the Site or export the Materials in violation of U. S. export laws and regulations. If you access this Site from a locations outside of the United States, you are responsible for compliance with all local laws. These Terms and Conditions of use shall be governed by the laws of the State of California, without giving effect to its conflict of laws provisions.

This Agreement constitutes the entire agreement between Elsewhere Bank and you with respect to your use of the Site. Any cause of action you may have with respect to your use of the Site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of the Agreement or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the Agreement, and the remainder of this Agreement shall continue in full force and effect.

Copyright and trademark information

Elsewhere Bancorp, Elsewhere Bank, Elsewhere Insurance Agency, Elsewhere Financial Services, Elsewhere Payroll Systems, Elsewhere Business Solutions, the inverted mountain device and all other trademarks, unless otherwise noted, are owned or licensed by Elsewhere Bancorp and its subsidiaries. All other brand names, product names, or trademarks belong to their respective holders.

Adobe®, Acrobat®, Reader®, Flash® and FlashPaper® are either registered trademarks or trademarks of Adobe Systems Incorporated in the United States and/or other countries – for further details please visit adobe.com.

Microsoft®, Word®, Excel®, PowerPoint®, and Windows® are either registered trademarks or trademarks of Microsoft Corporation in the United States and/or other countries – for further details please visit microsoft.com.

Revised: 2014-09-09